Treasury & Credit Manager

• Manage daily cash position, cash flow forecasting, and ensure sufficient liquidity. • Manage all banking relationships, negotiate facilities, interest rates, LCs, LGs, and loans. • Arrange short-term and long-term financing facilities and ensure compliance with covenants. • Manage FX exposure and interest rate risk; recommend hedging strategies. • Develop, implement, and review credit policy, credit limits, and payment terms. • Lead credit assessments for customers and monitor Accounts Receivable, DSO, and aging reports.